The Atlanta Bread franchise has a shockingly high SBA loan default rate of 49%.

According to the Small Business Administration, Atlanta Bread franchisees have received 102 SBA-guaranteed loans since 2001; nearly half of those loans have been defaulted on by Atlanta Bread franchise owners.

Are you familiar with the Atlanta Bread franchise opportunity? Please share a comment below.

The Atlanta Bread Franchise has a failure rate of 49% for SBA-backed franchise loans

It’s likely that Atlanta Bread franchise owners who received SBA loans may have collateralized their franchise loan with their houses or other personal assets, and nearly half were unable to repay those franchise loans… despite serious incentive to do so.

Are you familiar with the Atlanta Bread franchise opportunity?

What do you think accounts for the SBA loan failure rate of Atlanta Bread franchise owners?

What steps should Atlanta Bread be taking to stop further franchise failures?

Has Atlanta Bread taken serious action to address the problems that led to the 49% loan failures?

Please share a comment, opinion or insight below.

ARE YOU AN ATLANTA BREAD FRANCHISE OWNER OR FORMER ATLANTA BREAD FRANCHISEE?  ARE YOU FAMILIAR WITH THE ATLANTA BREAD FRANCHISE OPPORTUNITY?  PLEASE SHARE A COMMENT BELOW.

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Tags:  Atlanta Bread, Atlanta Bread franchise, Atlanta Bread complaints, sub franchise, bakery cafe franchise, sandwich franchise, franchise opportunity, restaurant franchise, food franchise, franchise failure rate, worst franchise, sba failure rates, SBA franchise loans, franchise information

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  • We opened 2 ABC locations on Orlando and 1 in Western New York.
    All failed within 2 years.
    1. Unit volumes too low compared to competition.
    $1-1.2 million compared to Panera's 1.8 -2 million .
    2. Build out costs significant. $350k - 450k.

    3. Food cost exceptionally high. Especially if adhering to company
    Policies. ie keeping bakery display cases adequately stock, causing lots of wasted
    product.
    4. Unable to compete with similar fast casual restaurants. ABC had no pizazz!
    All these factors, especially the build out and low margins caused by food costs made the ABC business model a disaster .
    We were promised higher unit volumes and lower food costs that we used to crest our pro-formas. Neither of these materialized!
    Leadership was poor, not focused on profitability for the franchisee.

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